Personal Finance

The understanding of average credit card merchant fees is essential for business owners. Merchants and customers pay billions of dollars in processing fees every year and so it is essential you know what to...

It's an almost never-ending story. You graduated from college, have some car problems, and for the first time, you find yourself in credit card debt. This can happen suddenly. No one would ever have to...

Did your business survive the pandemic? If it did, you are lucky. If you were doing business the traditional way with a brick and mortar shop, you likely felt the hit of the crisis. The...

If you're in a financial bind and need some major cash, you can get a loan. There are two types of loans - a secured loan and an unsecured loan. A secured loan is...

Everyone is desperate for financial freedom. You might not appreciate the gravity of a debt if you don’t have one. But if you do, it’s something that can give you sleepless nights. And that's...

From being used to obtain housing to preferable loan rates, there’s no denying the necessity of having a good credit score. One way you can check credit scores is through Credit Karma. Credit Karma often...

  A credit card is the first financial tool that can ruin or build your financial future. For instance, every time you default on paying your credit, it is noted in your credit score file....

A credit card when managed well is a necessary financial tool that everyone needs. For instance, if you are a monthly earner, you need to be able to access groceries and other essential commodities...

Landing your first credit card feels great because you have that financial freedom to buy things when you please. If you are a teenager or young adult, you don’t have to rely on your...

It’s no secret that a good credit score brings a multitude of advantages. From better insurance rates, easier rental applications, to higher credit limits, there are tons of things you can enjoy with a...

Imagine trying to take out a loan or getting a credit card only to have your application denied because of your creditworthiness, or lack thereof. This can be disheartening, especially if you are in...

Whether you love them or hate them, credit cards can make or break your financial future. Getting your hand on your first credit is itself a milestone but if you are not careful enough,...

Credit cards play a pivotal role in our everyday life. Almost all our daily transactions are dependent on credit cards. Therefore, it has become almost imperative to possess a credit card that comes with...

Pleasant and comfortable travel requires prior planning. While you may take into account all the intricate details of the trip, what remains at its core is robust and well-thought-out financial planning. And guess what? Using...

People often talk about credit bureaus, but what exactly do they do? How are they different from one another, and why are there three main ones? The three main credit reporting agencies are Equifax, TransUnion,...