BasisBank Mastercard Platinum: Learn How to Apply for a Credit Card

The BasisBank Mastercard Platinum is a premium credit card designed for individuals looking for high-end benefits and features. 

It offers exclusive perks tailored to the needs of those who value flexibility, rewards, and enhanced financial security. For Georgia residents, this card provides a range of advantages that are hard to ignore.

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Applying for the BasisBank Mastercard Platinum requires knowing the exact steps and meeting the specific criteria. This guide will outline the key aspects of applying for this prestigious card in Georgia, ensuring a smooth and hassle-free experience.

What is the BasisBank Mastercard Platinum?

The BasisBank Mastercard Platinum is one of the bank’s premium offerings, designed for individuals seeking a high level of financial freedom. 

It provides a variety of benefits, including extensive purchase protection, travel perks, and exclusive access to special services. 

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This card is suited for those who require more than just a standard credit card, offering additional rewards and financial security.

Key Features and Benefits

  • Global Acceptance: The Mastercard Platinum is widely accepted across the world, making it an ideal option for frequent travelers, both within Georgia and internationally.
  • Purchase Protection: Cardholders benefit from various protections, such as extended warranties and fraud protection, ensuring peace of mind with every transaction.
  • Exclusive Concierge Services: Enjoy personalized services that cater to luxury travel, dining, and other premium needs.
  • Access to VIP Lounges: Those who hold the BasisBank Mastercard Platinum can enjoy access to airport lounges, adding comfort during travel.

Why It’s a Preferred Choice for Premium Cardholders

For residents of Georgia, the BasisBank Mastercard Platinum offers unparalleled advantages, including higher credit limits, exclusive rewards programs, and top-tier customer service. 

It’s a popular choice for individuals who prioritize convenience, security, and luxury in their financial management.

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BasisBank Mastercard Platinum Overview: Benefits and Fees

The BasisBank Mastercard Platinum is a premium credit card that emphasizes the holder’s status and offers a range of exclusive benefits tailored for individuals in Georgia.

Key Features

  • High Cash Withdrawal Limit: Cardholders can withdraw up to $8,000 daily from ATMs and branches, providing significant financial flexibility.
  • LoungeKey Program: Enjoy access to thousands of private airport VIP lounges worldwide through the LoungeKey program. Cardholders receive two complimentary lounge visits per year; subsequent visits cost $32 each. To access, present the BasisBank Mastercard Platinum upon entry. More information is available at www.loungekey.com/BasisBankPlatinum.
  • Global Benefits: Access exclusive perks at Mastercard Platinum partner merchants worldwide, enhancing the overall cardholder experience.

Fees and Limits

  • Annual Service Fee: The card carries an annual fee of 250 GEL.
  • Card Validity: The card is valid for four years, ensuring long-term usability.
  • Digital Card Option: A digital version of the card is available through the mobile banking app, with an annual fee of 12 GEL.

Cash Withdrawal Fees:

  • BasisBank ATMs: Free of charge.
  • Partner Banks’ ATMs: Free of charge.
  • Other ATMs: 2% of the transaction amount, with a minimum fee of 7.5 GEL.
  • Transaction Limits: The daily transaction limit is set at $30,000, accommodating substantial expenditures.
  • Currency Conversion: Transactions in foreign currencies are subject to conversion rates set by the bank and payment systems, and additional fees are applicable, as outlined in the terms and conditions.

Eligibility Criteria

To apply for the BasisBank Mastercard Platinum, applicants in Georgia must meet specific requirements.

Age and Residency Requirements

  • Age: Applicants must be at least 18 years old.
  • Residency: Legal residency in Georgia is mandatory.

Income and Credit Score Expectations

  • Income: A stable and verifiable income source is essential. While BasisBank does not publicly disclose a minimum income requirement, a higher income increases the likelihood of approval.
  • Credit Score: A good credit history is crucial. Applicants should have a solid credit score, reflecting responsible financial behavior.

Required Documentation for Application

  • Identification: A valid government-issued ID (e.g., passport or national ID card).
  • Proof of Income: Recent pay stubs, tax returns, or bank statements demonstrating income.
  • Proof of Residency: Utility bills or official correspondence confirming the applicant’s address in Georgia.
  • Additional Documents: BasisBank may request further documentation during the application process.

How to Apply for the BasisBank Mastercard Platinum

Applying for the BasisBank Mastercard Platinum in Georgia is straightforward. Follow these steps to initiate the process:

Step 1: Gather Necessary Documents

  • Valid Identification: Ensure you have a government-issued ID, such as a passport or national ID card.
  • Proof of Income: Collect recent pay stubs, tax returns, or bank statements that verify your income.
  • Proof of Residency: Prepare utility bills or official correspondence confirming your Georgia address.

Step 2: Choose the Application Method

Online Application:

  • Visit BasisBank’s official website.
  • Navigate to the ‘Credit Cards’ section.
  • Select ‘Mastercard Platinum’.
  • Complete and submit the online application form.

In-Branch Application:

  • Locate a nearby BasisBank branch in Georgia.
  • Visit the branch during business hours.
  • A bank representative will assist you with the application process.

Step 3: Submit Application

  • Provide all required information accurately.
  • Double-check your application for completeness before submission.

Step 4: Await Approval

  • BasisBank will review your application.
  • You will be notified of the decision once the review is complete.

What to Expect After Applying

After submitting your application for the BasisBank Mastercard Platinum, here’s what typically happens:

Processing Time

  • Review Period: BasisBank will assess your application, which may take several business days. While some banks provide instant decisions, others may require up to two weeks for processing.

Receiving Your Card

  • Delivery Timeline: Upon approval, expect to receive your Mastercard Platinum within 7 to 10 business days. This timeframe aligns with standard credit card issuance practices.

If Your Application Is Rejected

  • Possible Reasons: Common reasons for rejection include insufficient income, low credit score, or incomplete application details.

Contact Information

To contact the bank, use this information:

  • 24/7 Call Center: +995 322 922 922
  • Email: info@basisbank.ge
  • Website: www.bb.ge

For further assistance or inquiries, reach out through the provided contact channels.

Conclusion

The BasisBank Mastercard Platinum offers premium services and exclusive benefits tailored for individuals in Georgia. Meeting the eligibility criteria and following the application process can grant access to these advantages, enhancing financial flexibility and status.

Disclaimer: Approval for the BasisBank Mastercard Platinum is subject to the bank’s terms and conditions.

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