Learn How to Order the Piraeus Bank Credit Card Online

Piraeus Bank, a leading Greek institution, offers credit cards, from basic to premium options, to suit various financial needs. 

Ordering a credit card online in Greece provides a fast and convenient way to apply without the need to visit a branch. 

This guide will walk you through the simple steps to order your Piraeus Bank Credit Card online, ensuring a smooth and efficient process.

Features and Benefits

The Piraeus Bank Credit Card offers various features and benefits designed to enhance your spending experience. 

Here’s a breakdown of the key features and benefits:

• Wide Acceptance: Accepted globally at millions of locations, both online and in-store.
• Rewards Program: Earn points or cashback on eligible purchases, redeemable for gifts, travel, or discounts.
• Competitive Interest Rates: Enjoy lower interest rates compared to other credit cards, making it easier to manage your balance.
• Flexible Credit Limit: Customizable credit limit based on your income and financial standing.
• Contactless Payments: Make quick and secure payments with just a tap for purchases under a set limit.
• Online Banking Access: Manage your account, track spending, and make payments easily through Piraeus Bank’s online banking portal.
• Security Features: Advanced fraud protection and secure online transaction features.
• Cash Advances: Access cash from ATMs with convenient withdrawal options.
• Grace Period: Enjoy a grace period before interest is applied, allowing you to pay off your balance without extra charges.
• Global Assistance: 24/7 customer support for any issues, whether you’re traveling abroad or at home.

Eligibility Requirements

You must meet specific eligibility criteria before applying for a Piraeus Bank Credit Card online. 

These requirements ensure that applicants are financially qualified to manage the credit card. Here’s what you need to know:

• Age: You must be at least 18 years old.
• Residency: Applicants must be Greek residents or have valid residence status in Greece.
• Income: Proof of stable income is required. This can include salary, self-employment income, or pension.
• Credit History: A positive credit history typically needs to be approved for a credit card.
• Documents: You must provide identification (e.g., passport or ID card) and proof of income (e.g., payslips, bank statements).
• Other Criteria: Additional checks, such as employment status or existing bank account with Piraeus Bank, may be required.

Step-by-Step Process for Ordering the Credit Card

Ordering your Piraeus Bank Credit Card online is quick and straightforward. Follow these simple steps to complete your application:

1. Visit the Official Piraeus Bank Website: Go to the Piraeus Bank website and navigate to the credit card section.
2. Select the Desired Credit Card Type: Choose the credit card that fits your needs, such as standard, rewards, or premium.
3. Complete the Online Application Form: Complete the form with your name, address, and income details.
4. Upload Required Documents: Submit necessary documents like proof of identity and income.
5. Review and Submit the Application: Double-check all your details, then apply for review.
6. Await Approval: After you submit your application, the bank will process it, and you will be notified of its approval status.
7. Receive and Activate Your Card: Once your credit card is approved, you will receive it. Follow the instructions to activate it and start using it.

Post-Application Process

After submitting your application online, you must complete a few steps before receiving and using your card. 

Here’s what to expect:

Application Review

• The bank will assess your application and verify your details and documents.
• Processing time may vary depending on the type of card and your financial profile.

Approval Notification

• If approved, you will receive an email, SMS, or call with confirmation.
• If rejected, the bank may provide reasons and possible next steps.

Receiving Your Credit Card

• Once approved, your card will be mailed to your registered address.
• Delivery time depends on your location and the bank’s processing schedule.

Card Activation

• Follow the instructions provided to activate your credit card.
• This may involve using the bank’s mobile app, online banking, or calling customer service.

Setting Up Online Banking

• Register for Piraeus Bank’s online banking to monitor transactions, set spending limits, and manage payments.
• Enable alerts for security and account management.

Using Your Card

• Start using your card for purchases, online transactions, and contactless payments.
• Be mindful of your credit limit, repayment deadlines, and applicable fees.

Benefits of Ordering Online

Ordering this card online offers several advantages that make the process easier and more convenient. Here are the key benefits:

• Convenience: Apply from your home without visiting a bank branch.
• Time-Saving: Skip long queues and complete the application in just a few minutes.
• 24/7 Access: Apply at any time, whether it’s during the day, evening, or weekend.
• Paperless Process: Submit documents electronically, reducing the need for physical paperwork.
• Easy Comparison: Compare different credit card options and benefits on the website before choosing.
• Real-Time Updates: Track your application status and receive notifications instantly.
• Faster Processing: Enjoy quicker approval and card delivery compared to traditional methods.

Potential Issues During the Application Process

While applying for a Piraeus Bank Credit Card online is generally straightforward, some issues may arise. 

Here are a few potential challenges you might encounter:

• Incorrect or Incomplete Information: Missing or incorrect details can delay processing or cause rejection.
• Document Upload Issues: Unclear or incorrectly formatted documents may not upload successfully.
• Eligibility Confusion: Failing to meet the bank’s criteria (age, income, residency) could result in rejection.
• Technical Problems: Website glitches, slow internet, or browser issues may disrupt the process.
• Verification Delays: Some applications may require extra verification, causing delays.
• Credit History Issues: A poor credit history can lead to rejection.
• Application Rejection: Insufficient income or outstanding debts may cause your application to be declined.

Credit Limit and Interest Rates

Piraeus Bank offers a flexible credit card for online shoppers and everyday spenders, with competitive interest rates and credit limits. 

Here are the details for the Piraeus Bank Credit Card Online:

Credit Limit:

• Minimum Credit Limit: 500 EUR
• Maximum Credit Limit: 10,000 EUR (subject to approval based on the applicant’s financial profile and creditworthiness)

Interest Rates:

• Interest Rate on Purchases: 19.9% per annum
• Interest Rate on Cash Withdrawals: 20.5% per annum (charged immediately after cash withdrawal)
• Grace Period for Purchases: Up to 50 days (if the full balance is repaid within the grace period, no interest is charged)

Cash Advance Fees:

• Cash Advance Fee: 3% of the withdrawn amount (minimum 10 EUR)
• ATM Withdrawal Fee: Free for domestic withdrawals from Piraeus Bank ATMs
• International ATM Withdrawal Fee: 5 EUR per transaction (for withdrawals made abroad)

Late Payment Fees:

• Late Payment Fee: 25 EUR (if the minimum payment is not made by the due date)

Overlimit Fees:

• Overlimit Fee: 5% of the exceeded amount (charged if the credit limit is surpassed)

Customer Support and Contact Information

For assistance with your Piraeus Bank Credit Card application, you can reach out through the following channels:

• Phone Service: +30 210 328 8000
• Availability: Monday to Friday, 8:00 – 18:00 (excluding holidays)
• Email: support@ebanking.piraeusbank.gr

For customers living abroad, you can also contact the dedicated service team:

• Phone: +30 210 328 8400
• Email: livingabroad@piraeusbank.gr

For the latest updates and support, visit the Piraeus Bank website.

The Bottomline

In conclusion, ordering a Piraeus Bank Credit Card online is quick, convenient, and secure. 

Following the simple steps outlined in this guide, you can easily apply and start managing your purchases. 

Visit the Piraeus Bank website today to apply and enjoy the benefits of your new credit card.

Disclaimer

This article provides general information about the Piraeus Bank Credit Card application process. 

Please refer to the official Piraeus Bank website or contact customer service for the most up-to-date details, terms, and conditions.