Many people still do not know that they can earn rewards using their credit cards. There are many credit cards out there that allow you to earn different rewards, such as points, miles, and cashback.
One of the most promising rewards credit cards out there is the TD Cash Credit Card. It’s a great addition to your lineup of credit cards for your grocery and other daily needs. You get more out of the rewards that you earn when you spend more using this credit card.
Check out how you can earn rewards with the TD Cash Credit Card with the essential guide down below.
More Rewards, Better Experience with TD Cash Credit Card
Do you wish to have a credit card for your weekly run at the grocery store without breaking the bank or suffering from extensive charges?
The TD Cash Credit Card should be your go-to credit card for groceries and other purchases.
The upgraded version of the TD Cash Credit Card now offers more than just the generic rewards you get with other credit cards.
They have amped up their features making it a formidable credit card to have. Check out the latest features and perks that you get with this amazing credit card.
A Welcome Bonus to Get You Started
When you open an account with the TD Cash Credit Card, you are entitled to a $150 cash back after spending a minimum of $500 within 90 days.
The spending requirement is one of the lowest in the market, which is a great deal for many people who don’t often use their credit cards except for groceries and other necessities.
This is a great way to start the ball rolling with your cashback rewards so you can start accumulating those points.
Earn Cashback With Every Swipe
The TD Cash Credit Card is meant for purchases and other transactions, mainly groceries and dining. With each grocery purchase, you get up to 5% cash back for 6 months or up to $6,000 in purchases, after which it will revert to 2% cash back.
You also receive 3% cash back on dining and takeout delivery. What’s even more interesting is that you can then choose which category you want for 3% and 2% rates.
Any other purchases and transactions that you make with this credit card will also result in 1% cashback.
Redeeming Cashback Rewards
Once you have enough cash back rewards, you can redeem it towards your credit card balance as statement credit or you can deposit it to any eligible bank in the US.
Take note that you will need to have at least 2,500 points to redeem your rewards. There are many more options for you to choose from when redeeming your rewards.
These include gift cards, travel discounts, and merchandise. These can be found on the official website.
Introductory Rates for You to Enjoy
The TD Cash Credit Card also has an introductory period for balance transfers upon account opening.
You get 0% APR on balance transfers for the first 12 billing cycles before it reverts to 20.24% to 30.24%.
This is a great way to consolidate any debt that you have on the card and enjoy more time having zero interest rates.
Exclusive Benefits with the TD Cash Credit Card
Apart from the cashback rewards, welcome bonus, and introductory offer, you can also enjoy benefits such as roadside dispatch, extended warranty of items that you have purchased.
There is also purchase protection that covers up to 90 days after the purchase date, and even cell phone protection against theft and damage.
Other Fees That You Need to Know
Apart from the balance transfer APR, the TD Cash Credit Card also has other fees that you need to know about. The ongoing APR for purchases ranges from 20.24% to 30.24%.
The cash advance APR is at a variable rate of 30.49%. The balance transfer fee is $5 or 3% of the total amount for each transfer while the foreign transaction fee is at 3%.
The best part about all of this is that you don’t have to pay an annual fee which can help you save a lot of money.
Is the TD Cash Credit Card Right for You?
Rarely do you encounter a credit card that is centered around grocery shopping and dining. The TD Cash Credit Card is meant for those who want to shop for groceries and other daily purchases.
Not only does it help you cover some of your daily needs, but you also get to receive exciting rewards that you can choose every quarter of the year.
If you want to have the option to choose which transactions get the percent rates for cash-back rewards, go ahead and choose the TD Cash Credit Card.
Contact Details
If you wish to learn more about the TD Cash Credit Card, you can visit its official website or call its customer service hotline at 1-888-561-8861.
You can call the number for your cashback rewards and other inquiries.
A representative will be with you on the line to provide you with the assistance that you need. You can also visit their main office located at 1006 Astoria Blvd, Cherry Hill, NJ 08003, USA.
Applying for the TD Cash Credit Card
Applying for the TD Cash Credit Card is easy. You can go online through their official website and select TD Cash.
Read the description and other features of the card to get to know more about the card.
Once you’re ready, click on Apply and fill out the online application form with your details.
Review the application form as well as the terms and conditions before you submit it.
What to Do After Applying?
You only need to wait a few minutes to know if you’re approved for the card. However, in some instances, you will need to wait longer for their approval.
If it has already been days since you applied, you can contact their customer service hotline for an update on your application.
Once approved, wait for the card to be mailed to the address that you used during the application.
Conclusion
If you want to maximize the rewards you get from grocery shopping or dining, the TD Cash Credit Card is the perfect card for you. Compared to other credit cards, this amazing credit card is at the top of the list because of the flexibility it offers regarding how much rewards you get, how you can earn the rewards and the kind of rewards you can redeem.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
