Having a cell phone is already a necessity in today’s world. This is why many phone service providers are capitalizing on making sure that you get what you deserve.
This is why the Verizon Visa Card is such a bold move for the phone service provider. It offers tons of amazing perks and benefits that rival the regular rewards credit card.
If you are interested, learn more about the ins and outs of this Verizon credit card.
Verizon Visa Card Highlights
The Verizon Visa Card is a rewards credit card meant for Verizon subscribers who want to elevate their experience with Verizon.
With this credit card, not only are you entitled to a plethora of benefits, but you can also save money from the rewards that you get.
Check out these highlights from the Verizon Visa Card.
Check Out These Rewards
The Verizon Visa Card offers a surprising rewards program that lets you earn cash back for every purchase that you make with the card.
Starting with 4% cash back for groceries at partner grocery stores and gas stations. You also get 3% cash back at restaurants, including delivery and takeouts.
It is quite surprising that you only receive 2% cash back on Verizon purchases, and then you’ll have 1% on any other purchases that you make with the card.
Redemption Options For Your Rewards
This is where the Verizon Visa Card truly shines for loyal Verizon customers. Every reward you make is called Verizon Dollar, which is equivalent to $1.
This can then be redeemed to pay your monthly Verizon bill or use it to buy a new phone or accessories. Not only that, you can even use your Verizon Dollars to book your next vacation.
Redeem your rewards for gift cards that you can use to purchase through Verizon.
Sign-Up Bonus
Upon signing up for the account, you get a $100 credit applied directly to your account over the next 24 months.
You can use this to pay for your Verizon bill alongside the rewards that you have collected using your card.
Autopay Discounts
Verizon also has a feature that will automatically pay your bills for you.
When you enable the AutoPay feature, you will receive $10 off every month, which can help lower your cellphone bill on all of your eligible accounts.
Interest Rates and Other Charges
When it comes to credit cards, it is expected that you will have to deal with interest rates and other charges.
The Verizon Visa Card has zero annual fee, and you don’t even need to pay for any foreign transaction fee.
The ongoing APR is 18.99% to 25.99% for purchases. For new accounts, there is a 23.74% to 30.7% variable APR for purchases and balance transfers, depending on your account.
There is also a balance transfer fee of $5 or 5% of each transfer amount.
Contact Information
You can contact Verizon Visa Card at the number found on the back of the card, or you can call their customer service hotline at 866-313-9396.
A representative will be providing you with all of your needs and answer your inquiries.
You can also check out any major Verizon store or visit Synchrony Bank’s main office located at 777 Long Ridge Rd Stamford, CT, 06902-1247 United States.
Requirements to Apply for the Verizon Visa Card
Applying for the Verizon Visa Card will require you to have a credit score of 670 or higher.
It is always recommended that you have determined your credit score before you apply for the card to avoid any delays.
Apart from that, you must be a Verizon wireless customer who owns the account for you to apply for this specific card.
Take note that if you are an account holder with more than 10 lines, you may not be eligible to apply for this card.
Should You Get a Verizon Visa Card?
Many people might think that the Verizon Visa Card is a very niche credit card to have. If you are already a loyal Verizon customer and you are in it for the long haul, it is highly advised that you apply for this card.
You get to enjoy excellent rewards and even have the best discounts for your Verizon account. You can earn big bonuses and discounts on your purchases and many other expenses.
Even if you don’t use it on Verizon, you can still make good use of the card for groceries and other transactions.
Apply for the Verizon Visa Card Today
If you’re interested in applying for the Verizon Visa Card, there are different ways to do so.
The most convenient and probably the fastest way to get approved is to apply online.
Here’s how you can apply for the Verizon Visa Card online.
Step 1
Head over to the official Verizon website and search for the Verizon Visa Card.
Read the features and the rest of the details of the card.
Step 2
Once you decide that you want to apply for the card, log in and check if you qualify for the card first.
There is a pre-qualification check on the website, and it will only take a few seconds.
This will not have any impact on your credit score as well.
Step 3
If you qualify for the card, click on Apply and fill out the online application form.
Review everything, as well as the terms and conditions, before you submit.
Step 4
You should receive a notification a few minutes after you submit your application.
If approved, your card will be sent to you through mail. Activate the card when you receive it.
Conclusion
It is quite obvious that if you’re a Verizon customer, this is the default credit card that you should be looking into. Not only does it offer a lot of discounts for qualified Verizon customers, but it also provides a lot of savings and rewards when used outside of Verizon, like grocery shopping.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
