Cashback credit cards reward cardholders for spending with different kinds of rewards. Many cardholders want to get cashback credit cards to get more out of the amount that they spend with the card.
A very good example of a cashback credit card that offers premium rewards is the Wells Fargo Active Cash Visa Card. The card offers a plethora of rewards ranging from statement credit to travel rewards and many other benefits like a seamless redemption process.
If you’re looking for a good cash-back credit card that is right for you, read the article below to learn more about the Wells Fargo Active Cash Card.
Get to Know the Wells Fargo Active Cash Card
Wells Fargo Active Cash Card simplifies the way you use your credit card.
Many other credit cards make it difficult to earn cashback rewards or any rewards.
With this credit card, you immediately earn cashback rewards while having flexible and easy redemption.
Check out what’s in store for you with the Wells Fargo Active Cash Card below.
A Bonus That Welcomes You
Many credit cards often give out cash rewards as a welcome bonus to entice you to use the card immediately.
With the Wells Fargo Active Cash Card, you only need to spend $500, so you can get as much as $200 worth of cash rewards as a welcome bonus.
You just need to spend the minimum amount within the first three months of opening the account, and you’re good to go.
Get Unlimited Cashback
One of the many perks of using the Wells Fargo Active Cash Card is that you get one of the most unbelievable cashback rewards ever—unlimited 2% cashback on different transactions.
This includes purchases of groceries, dining, travel, and everything else.
You get unlimited cashback instead of the usual 1% or 1.5% that you normally get with other credit cards.
Seamless Redemption
Once you have accumulated enough cashback rewards, you can redeem them online or by phone. Take note that you can redeem the rewards at a minimum of $20 through a Wells Fargo ATM.
You can also redeem your rewards as statement credit for your next billing statement or you can deposit it directly to your savings account.
Additionally, you can transfer it to your PayPal account to use it for other transactions. You can use it on your next trip to get travel rewards or even donate it to your favorite organization.
Introductory APR Period
Another great feature of the Wells Fargo Active Cash Card is the introductory APR period for purchases and balance transfers.
With this card, you can enjoy 0% APR on both transactions for 15 months before the interest rate reverts from 20.24% to 29.99%, depending on your creditworthiness.
This is a good option for you if you’re planning on making a large purchase without having to deal with extra charges.
Other Charges
There are other charges that you should be aware of aside from the interest rate.
While you don’t have to deal with an annual fee, you will still have to pay $5 or 3% of the total amount if you’re planning on transferring your balance.
There is also a 3% foreign transaction fee for the total amount you want to convert into US dollars.
Is the Wells Fargo Active Cash Card the Right Choice for You?
Yes, the Wells Fargo Active Cash Card is one of the best in the market.
It hits the standard when it comes to affordable interest rates, but what makes it truly special is the introductory period and the unremarkable unlimited cashback rewards that you get.
The top-rate rewards are beneficial for your everyday transactions, which further fuels your need to use the card.
We all want to have a credit card that is worth the effort and hard work, and the Wells Fargo Active Cash Card delivers on all fronts.
Contact Details
If you need more information or want to clarify the card, you can always call their customer service hotline at 00 800 9564 4422.
A representative can provide you with information regarding your concerns or updates on any issues that you want resolved.
You can also visit their main office, which is located at 420 Montgomery St, San Francisco, California, United States.
Where to Apply for the Wells Fargo Active Cash Card
If you’re interested in applying for the Wells Fargo Active Cash Card, there are two ways for you to apply. You can prepare your documents and visit the nearest Wells Fargo branch and talk to a bank representative to apply.
You will need to present any proof of identity, such as your government-issued IDs, and proof of income, such as your monthly pay slips, bank statements, and income tax returns.
Applicants are encouraged to provide credit reports to make the application approval faster.
You can also apply online through the official Wells Fargo website where you can check many other financial products.
How to Apply for the Wells Fargo Active Cash Card
To apply online, all you need to do is check the website and click on Wells Fargo Active Cash Card. Check the complete information found on the website.
This is also where you can find all the numerous perks you can unlock with this amazing credit card. Once you’ve done that, click Apply and fill out the online application form with your details.
Upload the necessary documents and review the terms and conditions before you click on Submit. Wait for the approval notification or call their customer service hotline for updates.
Conclusion
The Wells Fargo Active Cash Card is a great addition to your long line of credit cards inside your wallet. It may even become your favorite credit card knowing how easy it is to earn rewards and how seamless it takes to redeem them. Other premium credit cards might want to compete with this Wells Fargo credit card but none can take it off its top spot.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
