Many people often get a credit card for their needs. Some might want to apply for a credit card to avail of travel rewards, while others simply want to get them for their daily needs.
One specific credit card that you should be looking into is the American Express Gold Card. Not only is it an amazing credit card for your daily needs, but it is exactly what you want if you’re into food and dining.
Learn more about this amazing credit card and discover 7 reasons why the American Express Gold Card dominates all other credit cards.
Get Bonus Rewards on Dining and More
What’s great about the American Express Gold Card is that it is specifically made for foodies or those who want to explore different cuisines.
If you’re into food or want to explore other cultures through food, you can use the card and earn reward points when you dine at restaurants.
You get to earn 4 Membership Rewards points every time you dine at partner restaurants which also include takeouts.
You get 4 points when you spend on groceries, 3 points on flights, and 1 point for every purchase that you make with the card.
A Very Flexible Rewards Program
Collecting all the Membership Rewards points is rather easy with the American Express Gold Card.
You only need to present the card upon payment, and it will automatically add to your account.
Once you have the points you need, you can redeem them in several ways. You can redeem it for statement credits or even gift cards.
You can also transfer your points to different airline and hotel partners under their rewards program for discounts.
A Welcome Bonus That You Want
Speaking of Membership Rewards points, you can have as much as 60,000 points when you sign up for the card.
You only need to spend $6,000 on any eligible purchases made with your card within the first 6 months of opening the account.
This means that you can use the card for dining, shopping, and even just your weekly groceries for the first 6 months, and you will receive this amazing offer.
You can earn that much on top of what you earn through all of your transactions.
Take Advantage of Monthly Credits
While the American Express Gold Card does have an annual fee of $250, you can easily cover this fee with the help of the monthly credits that the card provides you with.
These credits include a $120 dining credit when you enroll the card at Grubhub and many other participating programs and establishments.
You also get up to $120 a year in Uber cash and a $100 hotel credit when you spend on qualifying resort experiences.
All of these credits can be used to pay for your annual fee.
Get Exclusive Access to Tickets
One of the main reasons why a lot of people are interested in getting the American Express Gold Card is to have exclusive access to certain tickets.
In select events, cardholders will be able to access the presale of tickets by using their credit card to purchase them.
This means you don’t have to wait in long queues just to buy the tickets that you want for your favorite artists or any other events that you want to participate in.
Protection Benefits That You Need
Apart from having all of these leisure activities and benefits, the American Express Gold Card also protects you in certain situations.
Cardholders are covered for lost, stolen, or damaged baggage when you purchase your ticket using the card.
You are also eligible for return protection when you want to return any item that you purchased using the card within 90 days.
You will be fully refunded of the purchase price while you’re at it. Apart from that, you can also enjoy rental car insurance for your needs.
Complimentary Two-Day Shopping
This is where every online shopper will truly appreciate the American Express Gold Card.
When you sign up for the card, and you enroll in Amex’s ShopRunner service, you are entitled to a complimentary two-day shipping and free returns.
This is only available if you use your credit card to pay for all of the transactions.
This is highly beneficial for those who often shop online and want their items to be delivered as fast as possible.
How to Apply for the American Express Gold Card
If you’re interested in getting the American Express Gold Card, you can apply through the official website.
Make sure that you are qualified for the card before you apply to save your time from applying and getting denied.
Fill out the application form and review the terms and conditions before you submit it.
Wait for the email or call to see if you have been approved for the card.
Interest Rates and Other Charges
It is also important that you know the card’s interest rates and other charges when you apply for the American Express Gold Card.
The interest rate is from 21.24% to 29.24% on eligible purchases. There is also an annual fee of $250. The APR for cash advances is at 29.99%.
Late payments can cost up to $40 in fees, and returned payments also cost $40. There are no foreign transaction fees with the Amex Gold Card.
Contact Details
You can call their customer service number at 1-800-528-2122 for more details regarding the qualifications and requirements.
A representative will be able to assist you with your inquiries and other concerns.
You can also visit their main office at 200 Vesey Street, New York, NY 10285, USA.
Conclusion
If you’re fond of dining out and exploring new cuisines, the American Express Gold Card is the most suitable credit card for your adventurous palette. You can enjoy even more rewards when you use the card for groceries and many other leisure activities. Check out the American Express Gold Card today and enjoy all of the benefits mentioned above.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
