When considering a credit card, you always want to get the most value out of it. Many credit cards offer significant value, but none surpasses the Amex Platinum credit card.
The Amex Platinum credit card is one of the most prestigious offerings from American Express. It offers a ton of benefits and features that will surely let you live a lavish lifestyle.
If you’re interested to learn more, check out the article below. You also learn more about the Amex Platinum application process.
Amex Platinum Credit Card Highlights
The Amex Platinum credit card is one of the most coveted credit cards in the world.
If you are a frequent traveler and you want to travel in both style and comfort, you can use the card to access its perks and benefits.
It combines everything that you need, ranging from rewards from purchases to comfort when traveling through airport lounge access.
Check out all the benefits and features that you can get with the Amex Platinum credit card.
Benefits and Features
The Amex Platinum credit card is loaded with benefits. Cardholders can expect to receive a plethora of annual credits to the card.
These include a $200 airline incidental credit, $200 Uber Cash credit, $200 prepaid hotel credit, $155 Walmart+ credit, $300 Equinox credit, and many more.
If you regularly rent a car during your travels, you can also use the card to get into a National Emerald Club Executive status and many other perks.
Airport and Hotel Perks
Speaking of perks, one of the main reasons why people often get the Amex Platinum credit card is the airport and hotel perks.
Cardholders gain access to Priority Pass lounges in almost every airport in the world. Some of the lounges include the Amex Centurion Lounges, Plaza Premium Lounges, and Airspace Lounge, to name a few.
When you book a hotel using the card, you automatically get a boost to Hilton Honors Gold status, but you need to enroll in the card first.
Also Read: 7 Reasons American Express Gold Card Dominates
Interest Rates and Other Charges
Cardholders need to know more about the card, especially with its interest rates and other charges.
The Amex Platinum credit card has a $695 annual fee, which you can cover by using the annual credits that you get.
There are no foreign transaction fees, no intro APR on purchases, and balance transfers as well. You can expect to get around 22.24% to 29.24% variable APR on purchases.
Contact Information
If you need to contact American Express, you can call their customer service hotline at 1-800-528-2122.
A customer service representative can assist with all your needs. You can also inquire more about the card and the entire application process.
You can also visit any local American Express branch in your area. Their main office is located at 200 Vesey Street, New York, NY 10285, USA.
What to Consider Before You Apply
Those who are interested in applying for the Amex Platinum credit card will need to consider several factors first.
This amazing credit card might not be for everyone as it will surely require a lot of scrutiny during the application.
Here are some factors to consider before you apply.
Qualifications and Requirements
Applicants must meet the qualifications and requirements of the credit card.
You must be at least 21 years old to qualify for the card. You must have a source of income and have the documents to prove it.
All applicants are also required to have a Social Security Number or an Individual Taxpayer Identification Number.
Determine Your Credit Score First
Your credit score will also be a key factor in your application. You must be able to determine your credit score before you apply.
Make sure that you check your monthly credit report so you will know what your credit score is.
You can also use a credit score service to help you determine your score.
Choosing the Right Credit Card For You
Before you apply for the card, you must also check out other credit cards first to see if this is the right one for you.
Compare different credit cards and see which ones are suitable for your lifestyle.
There are different kinds of credit cards, such as secured cards, rewards cards, and even balance transfer cards.
Amex Platinum Application Process
The application process can also be quite tedious if you are planning on applying directly to one of their branches.
It is still best that you apply online. Applying online is faster and more convenient.
Here is the application process for the card.
Applying Online
To apply for the Amex Platinum credit card, you can head over to the official American Express website.
Select Platinum amongst the choices of credit cards and read the review on the entire page.
Log in to your account and click on Apply to start the application.
Complete the Application
Complete the online application form with your details.
These include your name, age, birth date, address, and other information. You will also need to provide certain documents.
Prepare digital copies of the different documents required by the bank during application.
Review and Submit
Make sure that you review everything, including the terms and conditions, before you submit.
Any incorrect or spelling errors might be the reason why you get denied the card.
The Advantage of Applying Online
One of the main advantages of applying online is that you can immediately get the results.
It will only take a few minutes to find out if you are approved.
Conclusion
When it comes to credit cards that offer some of the most lavish benefits, you often think of the Amex Platinum credit card. Its amazing perks and features are what make this credit card so tantalizing. Make sure that you follow the entire application process so you can receive approval quickly.
Note: Applying for and using credit carries risks. Please review the bank’s terms and conditions page for more details.
